General Liability Insurance does not cover professional errors, intentional acts, employee injuries, or damage to your own business property. For professional errors, you would need Professional Liability Insurance. Workers’ Compensation Insurance covers employee injuries, and Commercial Property Insurance covers damage to your business property.
What does General Liability Insurance not cover?
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DISCLAIMER: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Read your policy or consult with your agent for details. Your eligibility for particular products and services is subject to final underwriting and acceptance by the insurance company providing such products or services.
This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Be sure to read the policy, including all endorsements, or prospectus, if applicable.
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