Overview of Construction Insurance
The construction industry is a diverse and vital sector that involves the building, renovation, and maintenance of structures. This includes residential homes, commercial buildings, infrastructure projects like roads and bridges, and specialized constructions such as power plants. Businesses within this industry range from general contractors and specialty trades like electricians, plumbers, and carpenters, to more niche services such as painting, roofing, and landscaping. If your business involves creating or modifying physical structures, providing maintenance or repair services, or handling construction materials, you are part of the construction industry.
Why you should work with Covenant Insurance Services
- Personalized Service: We take the time to understand your business and provide tailored insurance solutions.
- Accessibility: Our team is always available to answer your questions and assist you with claims or policy changes.
- Competitive Rates: We work with multiple insurance providers to find you the most competitive rates.
- Simplified Process: Our streamlined application process makes it easy to get the coverage you need quickly.
- Commitment to Your Success: We are passionate about helping small businesses thrive and are committed to providing the support you need.
Common questions about Construction insurance
Answering the most frequently asked questions about Construction.
Complete a free online application, compare quotes, and choose a policy. Our licensed agents can help you find the right insurance products for your business needs.
Continuous coverage protects against fire, theft, injuries, and lawsuits, and may be required to bid on projects or obtain licenses. It also keeps your premiums lower over time.
Yes, if you use vehicles for business purposes, commercial auto insurance is necessary to cover accidents, theft, and damage.
It depends on the contract terms. The contractor, building owner, or property developer could be responsible. Ensure you’re listed as an additional insured if you’re not the one buying the insurance.
Yes, depending on your location and the type of work you do, you may need specific licenses and permits. A surety bond is also often required as part of the licensing process.
