It protects board members and officers from legal expenses related to decisions made on behalf of the organization, such as mismanagement of funds or regulatory failures. ...
It covers third-party property damage, medical bills from accidents, and damage from theft, vandalism, or weather events.
Most states require workers' compensation insurance for businesses with employees to cover workplace injuries.
It covers legal expenses related to claims of negligence or mistakes made while providing services.
You need general liability insurance, a business owner’s policy, and possibly workers’ compensation if you have employees.
