Protecting Your Box Truck Operation With A Custom Crafted Insurance Policy
We know that driving a box truck is hard work. You have to be on the road a lot and take care of your cargo. But what about protecting your assets from accidents? Covenant Insurance Services can help with that! We provide insurance for box truck drivers with A rated carriers. Our team will make sure you get the best rates possible and give you peace of mind when it comes to protecting your business from any unforeseen events or accidents while on and off the road.
Who Needs Box Truck Insurance?
Types of Companies:
- Junk Removal Companies that use a box truck to haul away junk to the landfill.
- Household Goods Movers that help residents and businesses move to a new location.
- Retail Stores require transportation of their goods. Typically box trucks are the best way to transport items.
- Appliance Stores require transporting their items to a new location.
- Newspaper & Magazine Delivery have a need to get their product out to the public via box truck.
Types of Box Trucks AKA Straight Trucks:
- Regular Box Trucks
- Medium-duty trucks
- Cube trucks
- Cube Vans
- Tilt cab
Coverage, Rate, & Cost Of Insurance
To best understand the monthly premium rate for your business, we have to understand the type of box truck you are driving. There are different capacity types. The differences are based on the load capacity where a light-duty box truck is defined as 8,500 to 14,500 pounds and a medium-duty box truck is 15,000 to 33,000 pounds.
A box truck should have commercial auto insurance coverage, which covers the costs of property damage, liability costs, and bodily injury for all people involved in a collision. Other coverages you may need include underinsured or uninsured motorist coverage, physical damage, and cargo insurance.
Factors that influence box truck pricing:
- Your Drivers Experience
- Tickets/Accidents
- Business Timeline
- Cargo
- Location + Operating Radius
- # of Trucks
- Vehicle Type
Once you understand the above, you can begin to more accurately estimate what you’re insurance will cost. On average, box truck insurance can range from $2,000-$10,000 per year. Don’t let the price intimidate you, get a quote to understand your exact price. Also, if you pay in whole for the year, you can receive a special discount up to 15-20% depending on which insurance carrier you choose.
Get Box Truck Insurance Today!
You don’t need to worry about not having any coverage if something happens while your truck is on the road or parked in a lot overnight. With our box truck insurance, we can cover all types of accidents including collisions, theft, vandalism, fire damage, and more! And because we are an independent agency that works with several different carriers, we can offer multiple competitive rates from A rated companies! Get started today.
